First-time enrollment
We map your Initial Enrollment Period, avoid late penalties, and pick the coverage that fits your doctors and prescriptions.
Confident Medicare Choices, Made Simple
Based in Coweta County, Georgia. I guide you one-on-one through enrollment, plan reviews, and cost-saving options.
- Licensed in AL, GA, SC, MI, FL & NY
- Annual Enrollment Expert
- 100+ 5‑Star Reviews
How I help
Three things people come to me for most often.
Annual plan review
Plans change every year. I compare what you have now against what is available for the coming year, so nothing catches you off guard.
Lowering what you pay
Prescription costs, Medigap options, extra help programs, and D‑SNP benefits — we look at all of it together.
About Ebonie
Navigating Medicare doesn’t have to be overwhelming.
I’m Ebonie, your dedicated Medicare agent serving Coweta County and communities throughout Georgia and Alabama. Since 2022, I’ve been committed to making Medicare simple and accessible for seniors and their families.
Your priorities come first. I take the time to learn what matters most to you — keeping your doctors, managing prescription costs, and staying within budget. Every consultation is personal, pressure-free, and focused on your peace of mind.
What clients say
A few words from people I’ve had the pleasure of helping.
★★★★★
“Ebonie explained everything in a way I could finally understand. I left feeling confident.”
★★★★★
“She caught a plan detail that saved me money on prescriptions.”
★★★★★
“Friendly, patient, and thorough. I referred my sister.”
Frequently asked questions
When is my Initial Enrollment Period?
Your IEP is seven months long: the three months before your 65th birthday month, your birthday month, and the three months after. If your birthday falls on the 1st, Medicare treats your birthday month as the month before. Use the IEP calculator to see your exact dates.
What is the difference between Medicare Advantage and Medicaid?
They are two different programs that people often mix up. Medicare Advantage (Part C) plans are private Medicare plans that bundle your Part A and Part B coverage, and often prescriptions and extras. Medicaid is a separate state program based on income and resources. You can have both at once — that is called being “dual eligible,” and it opens up D‑SNP plans.
What are AEP and OEP?
AEP (Annual Enrollment Period, October 15 – December 7) is when anyone on Medicare can review and change plans for the coming year. OEP (Medicare Advantage Open Enrollment, January 1 – March 31) allows one change if you are already on a Medicare Advantage plan.
What should I bring to a consultation?
A list of your doctors, your prescriptions with names and doses, your current insurance card or cards, and any questions or concerns on your mind. Nothing formal — whatever you have is a fine place to start.
From the blog
Stay informed with the latest Medicare insights.
Medicare for Veterans: Your Complete Guide to VA Benefits, TRICARE, CHAMPVA, and Medicare Advantage Plans
Are you a veteran approaching Medicare age? This guide explores how VA health care works alongside Medicare, TRICARE, and CHAMPVA — VA eligibility and priority groups, coverage for spouses and dependents, and why enrolling in Parts A and B matters for avoiding lifetime penalties and widening your provider options.
Ready for help?
Most consultations are completely free, and you’re welcome to bring a friend or family member for support.